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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,521 | $104,106-66.8% | $71,086-51.4% | $135,379-74.5% |
| Participation rate | 68.4% | 65.7%+2.8pp | 54.7%+13.8pp | 82.6%-14.2pp |
| Annual return | 0.00% | 1256.30%-1256.3pp | 650.59%-650.6pp | 519.79%-519.8pp |
| Employer contribution / active EE | $3,496 | $1,485+135.5% | $1,088+221.5% | $4,779-26.8% |
| Participant deferral / active EE | $6,456 | $2,527+155.5% | $1,874+244.4% | $5,609+15.1% |
| Admin fee / account holder | $1,300 | $4,142-68.6% | $3,082-57.8% | $10,828-88.0% |