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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,828 | $160,028-48.9% | $147,080-44.4% | $145,884-43.9% |
| Participation rate | 90.5% | 84.0%+6.5pp | 82.2%+8.3pp | 80.3%+10.2pp |
| Annual return | 14.47% | 98.60%-84.1pp | 420.17%-405.7pp | 551.85%-537.4pp |
| Employer contribution / active EE | $6,983 | $5,286+32.1% | $4,933+41.5% | $4,662+49.8% |
| Participant deferral / active EE | $8,961 | $8,422+6.4% | $8,066+11.1% | $6,690+34.0% |
| Admin fee / account holder | $6,812 | $15,030-54.7% | $12,989-47.6% | $13,392-49.1% |