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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,662 | $115,810-80.4% | $101,271-77.6% | $158,966-85.7% |
| Participation rate | 42.9% | 79.4%-36.5pp | 75.8%-32.9pp | 82.0%-39.1pp |
| Annual return | 7.65% | 56.15%-48.5pp | 46.48%-38.8pp | 302.95%-295.3pp |
| Employer contribution / active EE | $2,136 | $4,175-48.8% | $3,660-41.6% | $4,762-55.1% |
| Participant deferral / active EE | $2,133 | $4,958-57.0% | $4,371-51.2% | $5,983-64.3% |
| Admin fee / account holder | $3,659 | $7,248-49.5% | $5,948-38.5% | $11,250-67.5% |