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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,316 | $97,729-90.5% | $83,830-88.9% | $135,379-93.1% |
| Participation rate | 50.0% | 80.0%-30.0pp | 76.1%-26.1pp | 82.6%-32.6pp |
| Annual return | -17.08% | 1287.52%-1304.6pp | 850.97%-868.1pp | 519.79%-536.9pp |
| Employer contribution / active EE | $1,547 | $4,222-63.4% | $3,631-57.4% | $4,779-67.6% |
| Participant deferral / active EE | $1,578 | $4,683-66.3% | $4,082-61.4% | $5,609-71.9% |
| Admin fee / account holder | $262 | $6,674-96.1% | $5,479-95.2% | $10,828-97.6% |