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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,457 | $107,363-85.6% | $92,909-83.4% | $152,897-89.9% |
| Participation rate | 46.2% | 79.8%-33.6pp | 76.0%-29.9pp | 82.5%-36.3pp |
| Annual return | 21.15% | 145.63%-124.5pp | 109.44%-88.3pp | 345.43%-324.3pp |
| Employer contribution / active EE | $2,473 | $4,222-41.4% | $3,653-32.3% | $4,764-48.1% |
| Participant deferral / active EE | $2,473 | $4,848-49.0% | $4,238-41.7% | $5,851-57.7% |
| Admin fee / account holder | $235 | $7,082-96.7% | $5,795-95.9% | $11,599-98.0% |