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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,867 | $185,312-95.8% | $161,489-95.1% | $154,746-94.9% |
| Participation rate | 92.9% | 82.5%+10.4pp | 78.7%+14.2pp | 80.7%+12.2pp |
| Annual return | 32.85% | 103.84%-71.0pp | 89.72%-56.9pp | 172.34%-139.5pp |
| Employer contribution / active EE | $1,863 | $4,769-60.9% | $4,268-56.4% | $4,379-57.5% |
| Participant deferral / active EE | $4,262 | $6,350-32.9% | $5,630-24.3% | $6,730-36.7% |
| Admin fee / account holder | $552 | $18,654-97.0% | $16,006-96.6% | $14,365-96.2% |