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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,867 | $172,111-95.4% | $150,298-94.8% | $137,256-94.3% |
| Participation rate | 92.9% | 81.7%+11.1pp | 77.8%+15.1pp | 80.0%+12.9pp |
| Annual return | 32.85% | 69.37%-36.5pp | 62.79%-29.9pp | 220.34%-187.5pp |
| Employer contribution / active EE | $1,863 | $4,636-59.8% | $4,154-55.2% | $4,156-55.2% |
| Participant deferral / active EE | $4,262 | $6,166-30.9% | $5,453-21.8% | $6,407-33.5% |
| Admin fee / account holder | $552 | $16,471-96.6% | $14,116-96.1% | $12,270-95.5% |