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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,867 | $181,062-95.7% | $158,223-95.0% | $155,188-94.9% |
| Participation rate | 92.9% | 82.7%+10.2pp | 79.2%+13.7pp | 80.8%+12.1pp |
| Annual return | 32.85% | 57.39%-24.5pp | 52.09%-19.2pp | 148.84%-116.0pp |
| Employer contribution / active EE | $1,863 | $4,565-59.2% | $4,109-54.7% | $4,248-56.1% |
| Participant deferral / active EE | $4,262 | $6,134-30.5% | $5,467-22.0% | $6,531-34.7% |
| Admin fee / account holder | $552 | $18,825-97.1% | $16,047-96.6% | $14,480-96.2% |