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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,158 | $93,345-88.0% | $119,126-90.6% | $87,485-87.2% |
| Participation rate | 90.9% | 68.7%+22.2pp | 75.8%+15.1pp | 68.9%+22.0pp |
| Annual return | 20.76% | 19.08%+1.7pp | 282.11%-261.3pp | 26.06%-5.3pp |
| Employer contribution / active EE | $1,555 | $3,172-51.0% | $4,034-61.4% | $2,596-40.1% |
| Participant deferral / active EE | $3,760 | $4,099-8.3% | $5,318-29.3% | $4,274-12.0% |
| Admin fee / account holder | $1,120 | $8,039-86.1% | $10,693-89.5% | $7,775-85.6% |