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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,946 | $81,457-91.5% | $103,378-93.3% | $80,911-91.4% |
| Participation rate | 96.7% | 66.8%+29.8pp | 74.5%+22.2pp | 67.6%+29.0pp |
| Annual return | 16.47% | 25.58%-9.1pp | 24.91%-8.4pp | 35.63%-19.2pp |
| Employer contribution / active EE | $1,403 | $3,107-54.8% | $3,870-63.7% | $2,756-49.1% |
| Participant deferral / active EE | $3,502 | $3,871-9.5% | $5,058-30.8% | $4,297-18.5% |
| Admin fee / account holder | $357 | $6,717-94.7% | $8,401-95.7% | $6,935-94.8% |