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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,044 | $56,134-91.0% | $96,161-94.8% | $85,856-94.1% |
| Participation rate | 50.0% | 56.7%-6.7pp | 68.4%-18.4pp | 69.3%-19.3pp |
| Annual return | 24.33% | 42.30%-18.0pp | 192.01%-167.7pp | 318.58%-294.3pp |
| Employer contribution / active EE | $382 | $1,620-76.4% | $2,798-86.3% | $2,565-85.1% |
| Participant deferral / active EE | $1,895 | $2,858-33.7% | $4,349-56.4% | $3,952-52.0% |
| Admin fee / account holder | $16 | $3,769-99.6% | $5,538-99.7% | $6,261-99.7% |