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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,872 | $108,882-85.4% | $96,754-83.6% | $154,746-89.7% |
| Participation rate | 50.0% | 75.1%-25.1pp | 70.3%-20.3pp | 80.7%-30.7pp |
| Annual return | 16.97% | 98.39%-81.4pp | 82.04%-65.1pp | 172.34%-155.4pp |
| Employer contribution / active EE | $418 | $3,018-86.2% | $2,679-84.4% | $4,379-90.5% |
| Participant deferral / active EE | $2,103 | $5,323-60.5% | $4,758-55.8% | $6,730-68.8% |
| Admin fee / account holder | $3,727 | $10,200-63.5% | $8,905-58.1% | $14,365-74.1% |