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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,556 | $124,980-58.7% | $108,359-52.4% | $154,746-66.7% |
| Participation rate | 57.1% | 75.2%-18.0pp | 70.1%-13.0pp | 80.7%-23.6pp |
| Annual return | 22.71% | 45.00%-22.3pp | 36.89%-14.2pp | 172.34%-149.6pp |
| Employer contribution / active EE | $1,666 | $2,851-41.5% | $2,399-30.6% | $4,379-61.9% |
| Participant deferral / active EE | $4,499 | $4,743-5.1% | $4,137+8.8% | $6,730-33.2% |
| Admin fee / account holder | $80 | $11,502-99.3% | $9,741-99.2% | $14,365-99.4% |