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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,669 | $77,164-47.3% | $178,014-77.2% | $80,874-49.7% |
| Participation rate | 100.0% | 65.7%+34.3pp | 77.1%+22.9pp | 67.6%+32.4pp |
| Annual return | 19.32% | 18.09%+1.2pp | 294.80%-275.5pp | 35.62%-16.3pp |
| Employer contribution / active EE | $0 | $2,288-100.0% | $3,950-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $8,313 | $4,408+88.6% | $6,276+32.4% | $4,297+93.5% |
| Admin fee / account holder | $2,072 | $7,164-71.1% | $10,362-80.0% | $6,935-70.1% |