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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,913 | $102,595-2.6% | $94,057+6.2% | $154,746-35.4% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 80.7%+19.3pp |
| Annual return | 43.45% | 583.42%-540.0pp | 480.62%-437.2pp | 172.34%-128.9pp |
| Employer contribution / active EE | $16,025 | $3,147+409.2% | $2,933+446.3% | $4,379+265.9% |
| Participant deferral / active EE | $46,091 | $5,118+800.5% | $4,709+878.7% | $6,730+584.8% |
| Admin fee / account holder | $412 | $7,736-94.7% | $7,244-94.3% | $14,365-97.1% |