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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,913 | $72,071+38.6% | $68,368+46.1% | $137,256-27.2% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 43.45% | 353.14%-309.7pp | 292.57%-249.1pp | 220.34%-176.9pp |
| Employer contribution / active EE | $16,025 | $2,788+474.8% | $2,649+505.0% | $4,156+285.6% |
| Participant deferral / active EE | $46,091 | $4,410+945.1% | $4,123+1018.0% | $6,407+619.4% |
| Admin fee / account holder | $412 | $5,336-92.3% | $5,150-92.0% | $12,270-96.6% |