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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,586 | $209,336-34.3% | $197,124-30.2% | $137,256+0.2% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 18.64% | 48.09%-29.5pp | 44.34%-25.7pp | 220.34%-201.7pp |
| Employer contribution / active EE | $14,808 | $6,591+124.7% | $6,227+137.8% | $4,156+256.3% |
| Participant deferral / active EE | $8,738 | $9,614-9.1% | $9,135-4.3% | $6,407+36.4% |
| Admin fee / account holder | $457 | $17,308-97.4% | $16,298-97.2% | $12,270-96.3% |