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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,237 | $162,136-57.9% | $152,301-55.2% | $154,746-55.9% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 18.35% | 91.02%-72.7pp | 80.50%-62.2pp | 172.34%-154.0pp |
| Employer contribution / active EE | $5,858 | $4,890+19.8% | $4,624+26.7% | $4,379+33.8% |
| Participant deferral / active EE | $9,865 | $8,341+18.3% | $8,004+23.3% | $6,730+46.6% |
| Admin fee / account holder | $3,826 | $15,759-75.7% | $14,398-73.4% | $14,365-73.4% |