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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,848 | $136,860-76.7% | $120,344-73.5% | $154,746-79.4% |
| Participation rate | 50.0% | 79.9%-29.9pp | 76.7%-26.7pp | 80.7%-30.7pp |
| Annual return | 19.95% | 21.38%-1.4pp | 20.30%-0.3pp | 172.34%-152.4pp |
| Employer contribution / active EE | $1,077 | $3,533-69.5% | $3,020-64.3% | $4,379-75.4% |
| Participant deferral / active EE | $1,991 | $5,793-65.6% | $5,135-61.2% | $6,730-70.4% |
| Admin fee / account holder | $2,985 | $15,393-80.6% | $12,742-76.6% | $14,365-79.2% |