Filed January 17, 2025
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,228 | $47,105-46.4% | $68,368-63.1% | $67,986-62.9% |
| Participation rate | 30.3% | 51.8%-21.5pp | 73.8%-43.5pp | 57.2%-26.9pp |
| Annual return | 13.42% | 48.37%-35.0pp | 292.57%-279.2pp | 31.67%-18.2pp |
| Employer contribution / active EE | $0 | $1,859-100.0% | $2,649-100.0% | $2,019-100.0% |
| Participant deferral / active EE | $2,154 | $2,374-9.3% | $4,123-47.7% | $3,358-35.8% |
| Admin fee / account holder | $2,493 | $2,435+2.4% | $5,150-51.6% | $3,203-22.2% |