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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,652 | $234,190-95.5% | $180,320-94.1% | $198,609-94.6% |
| Participation rate | 94.1% | 77.1%+17.0pp | 71.5%+22.6pp | 82.4%+11.7pp |
| Annual return | 16.41% | 1057.44%-1041.0pp | 778.54%-762.1pp | 202.70%-186.3pp |
| Employer contribution / active EE | $810 | $5,258-84.6% | $4,108-80.3% | $5,055-84.0% |
| Participant deferral / active EE | $2,455 | $4,988-50.8% | $4,304-43.0% | $6,977-64.8% |
| Admin fee / account holder | $895 | $12,558-92.9% | $10,000-91.0% | $19,030-95.3% |