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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,836 | $45,312-71.7% | $86,233-85.1% | $67,986-81.1% |
| Participation rate | 77.9% | 42.4%+35.4pp | 69.0%+8.8pp | 57.2%+20.6pp |
| Annual return | 25.50% | 24.79%+0.7pp | 61.39%-35.9pp | 31.67%-6.2pp |
| Employer contribution / active EE | $2,104 | $1,160+81.5% | $2,504-16.0% | $2,019+4.2% |
| Participant deferral / active EE | $3,227 | $2,185+47.7% | $4,559-29.2% | $3,358-3.9% |
| Admin fee / account holder | $980 | $3,295-70.2% | $8,342-88.2% | $3,203-69.4% |