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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,851 | $162,785-39.3% | $133,959-26.2% | $158,950-37.8% |
| Participation rate | 91.7% | 83.2%+8.4pp | 79.8%+11.8pp | 82.0%+9.7pp |
| Annual return | 44.30% | 41.94%+2.4pp | 45.09%-0.8pp | 302.91%-258.6pp |
| Employer contribution / active EE | $1,753 | $4,975-64.8% | $3,919-55.3% | $4,762-63.2% |
| Participant deferral / active EE | $1,904 | $5,910-67.8% | $5,047-62.3% | $5,983-68.2% |
| Admin fee / account holder | $680 | $11,738-94.2% | $8,928-92.4% | $11,248-94.0% |