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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $390,497 | $135,645+187.9% | $110,243+254.2% | $135,379+188.4% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | 499.41% | 513.24%-13.8pp | 314.76%+184.7pp | 519.79%-20.4pp |
| Employer contribution / active EE | $2,848 | $4,907-42.0% | $3,827-25.6% | $4,779-40.4% |
| Participant deferral / active EE | $956 | $5,507-82.6% | $4,672-79.5% | $5,609-82.9% |
| Admin fee / account holder | $4,726 | $11,458-58.8% | $8,548-44.7% | $10,828-56.3% |