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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,299 | $62,586-27.6% | $76,766-41.0% | $64,181-29.4% |
| Participation rate | 88.6% | 72.8%+15.8pp | 77.0%+11.6pp | 69.6%+19.0pp |
| Annual return | -7.92% | -1.95%-6.0pp | 2.43%-10.4pp | 7.63%-15.6pp |
| Employer contribution / active EE | $1,992 | $1,832+8.7% | $2,485-19.9% | $2,381-16.3% |
| Participant deferral / active EE | $4,397 | $3,145+39.8% | $3,851+14.2% | $3,470+26.7% |
| Admin fee / account holder | $1,905 | $4,667-59.2% | $6,675-71.5% | $4,887-61.0% |