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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,891 | $60,349-30.6% | $74,184-43.5% | $62,881-33.4% |
| Participation rate | 75.9% | 72.7%+3.1pp | 76.6%-0.8pp | 69.3%+6.6pp |
| Annual return | 7.59% | 21.38%-13.8pp | 17.74%-10.1pp | 20.14%-12.6pp |
| Employer contribution / active EE | $198 | $1,680-88.2% | $2,370-91.7% | $2,281-91.3% |
| Participant deferral / active EE | $3,536 | $2,856+23.8% | $3,550-0.4% | $3,203+10.4% |
| Admin fee / account holder | $1,744 | $4,261-59.1% | $5,586-68.8% | $4,296-59.4% |