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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,565 | $106,267-86.3% | $96,520-84.9% | $139,456-89.6% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 9.57% | 38.45%-28.9pp | 35.72%-26.1pp | 373.45%-363.9pp |
| Employer contribution / active EE | $377 | $4,105-90.8% | $3,739-89.9% | $4,753-92.1% |
| Participant deferral / active EE | $3,309 | $5,454-39.3% | $4,879-32.2% | $6,711-50.7% |
| Admin fee / account holder | $11,179 | $7,882+41.8% | $6,733+66.0% | $11,407-2.0% |