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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,153 | $107,363-76.6% | $92,909-72.9% | $152,897-83.5% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 8.79% | 145.63%-136.8pp | 109.44%-100.6pp | 345.43%-336.6pp |
| Employer contribution / active EE | $349 | $4,222-91.7% | $3,653-90.4% | $4,764-92.7% |
| Participant deferral / active EE | $1,700 | $4,848-64.9% | $4,238-59.9% | $5,851-70.9% |
| Admin fee / account holder | $18,252 | $7,082+157.7% | $5,795+215.0% | $11,599+57.4% |