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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,714 | $107,809-8.4% | $97,032+1.7% | $155,188-36.4% |
| Participation rate | 92.3% | 75.5%+16.8pp | 71.6%+20.7pp | 80.8%+11.5pp |
| Annual return | 17.29% | 38.06%-20.8pp | 35.38%-18.1pp | 148.84%-131.6pp |
| Employer contribution / active EE | $6,242 | $2,911+114.4% | $2,629+137.4% | $4,248+47.0% |
| Participant deferral / active EE | $12,773 | $5,129+149.0% | $4,672+173.4% | $6,531+95.6% |
| Admin fee / account holder | $9,418 | $10,717-12.1% | $9,4180% | $14,480-35.0% |