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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,708 | $100,139-26.4% | $85,187-13.5% | $145,884-49.5% |
| Participation rate | 92.3% | 74.1%+18.2pp | 67.5%+24.8pp | 80.3%+12.0pp |
| Annual return | 8.56% | 84.15%-75.6pp | 66.67%-58.1pp | 551.85%-543.3pp |
| Employer contribution / active EE | $7,614 | $3,238+135.1% | $2,732+178.6% | $4,662+63.3% |
| Participant deferral / active EE | $10,968 | $5,296+107.1% | $4,525+142.4% | $6,690+64.0% |
| Admin fee / account holder | $794 | $7,262-89.1% | $6,162-87.1% | $13,392-94.1% |