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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,601 | $96,419-12.3% | $80,648+4.9% | $139,487-39.3% |
| Participation rate | 87.5% | 73.6%+13.9pp | 67.0%+20.5pp | 80.3%+7.2pp |
| Annual return | 12.76% | 1352.86%-1340.1pp | 937.21%-924.5pp | 373.84%-361.1pp |
| Employer contribution / active EE | $15,814 | $3,261+384.9% | $2,724+480.6% | $4,755+232.6% |
| Participant deferral / active EE | $16,006 | $5,225+206.3% | $4,443+260.2% | $6,713+138.4% |
| Admin fee / account holder | $1,135 | $6,605-82.8% | $5,382-78.9% | $11,407-90.1% |