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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,694 | $112,933-70.2% | $90,970-63.0% | $158,982-78.8% |
| Participation rate | 40.0% | 74.7%-34.7pp | 69.0%-29.0pp | 82.0%-42.0pp |
| Annual return | 19.55% | 215.82%-196.3pp | 134.60%-115.0pp | 302.99%-283.4pp |
| Employer contribution / active EE | $1,050 | $2,893-63.7% | $2,122-50.5% | $4,763-78.0% |
| Participant deferral / active EE | $1,350 | $4,128-67.3% | $3,373-60.0% | $5,983-77.4% |
| Admin fee / account holder | $0 | $8,047-100.0% | $5,961-100.0% | $11,252-100.0% |