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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,165 | $106,894-78.3% | $84,016-72.4% | $152,870-84.8% |
| Participation rate | 50.0% | 75.2%-25.2pp | 69.0%-19.0pp | 82.4%-32.4pp |
| Annual return | 24.13% | 104.99%-80.9pp | 71.31%-47.2pp | 345.34%-321.2pp |
| Employer contribution / active EE | $1,278 | $2,734-53.3% | $1,983-35.6% | $4,763-73.2% |
| Participant deferral / active EE | $1,643 | $4,011-59.1% | $3,239-49.3% | $5,850-71.9% |
| Admin fee / account holder | $0 | $8,286-100.0% | $6,101-100.0% | $11,597-100.0% |