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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,061 | $201,264-8.5% | $184,185-0.1% | $145,978+26.1% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 11.00% | 29.00%-18.0pp | 28.81%-17.8pp | 550.52%-539.5pp |
| Employer contribution / active EE | $27,862 | $7,021+296.9% | $6,426+333.6% | $4,662+497.7% |
| Participant deferral / active EE | $17,651 | $9,806+80.0% | $9,132+93.3% | $6,690+163.9% |
| Admin fee / account holder | $784 | $16,376-95.2% | $13,909-94.4% | $13,400-94.1% |