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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,854 | $197,625-37.3% | $177,840-30.4% | $158,966-22.1% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 11.24% | 58.76%-47.5pp | 48.32%-37.1pp | 302.95%-291.7pp |
| Employer contribution / active EE | $25,572 | $6,698+281.8% | $5,919+332.1% | $4,762+437.0% |
| Participant deferral / active EE | $14,422 | $8,405+71.6% | $7,714+87.0% | $5,983+141.0% |
| Admin fee / account holder | $9,767 | $15,405-36.6% | $12,431-21.4% | $11,250-13.2% |