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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,333 | $102,393-21.5% | $147,041-45.4% | $80,911-0.7% |
| Participation rate | 97.4% | 75.9%+21.5pp | 82.2%+15.2pp | 67.6%+29.7pp |
| Annual return | 14.46% | 134.95%-120.5pp | 419.21%-404.8pp | 35.63%-21.2pp |
| Employer contribution / active EE | $6,926 | $3,715+86.4% | $4,935+40.3% | $2,756+151.3% |
| Participant deferral / active EE | $17,844 | $6,647+168.5% | $8,071+121.1% | $4,297+315.3% |
| Admin fee / account holder | $9,614 | $7,943+21.0% | $13,006-26.1% | $6,935+38.6% |