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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,972 | $98,766-65.6% | $149,730-77.3% | $79,852-57.5% |
| Participation rate | 94.2% | 75.8%+18.4pp | 82.5%+11.7pp | 69.6%+24.6pp |
| Annual return | 25.09% | 27.43%-2.3pp | 276.70%-251.6pp | 31.72%-6.6pp |
| Employer contribution / active EE | $0 | $3,217-100.0% | $4,645-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $13,153 | $5,681+131.5% | $6,843+92.2% | $3,740+251.7% |
| Admin fee / account holder | $2,198 | $6,052-63.7% | $9,310-76.4% | $5,306-58.6% |