Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,329 | $199,109-89.8% | $173,730-88.3% | $154,746-86.9% |
| Participation rate | 50.0% | 82.8%-32.8pp | 79.6%-29.6pp | 80.7%-30.7pp |
| Annual return | 24.48% | 20.02%+4.5pp | 19.96%+4.5pp | 172.34%-147.9pp |
| Employer contribution / active EE | $3,122 | $5,311-41.2% | $4,577-31.8% | $4,379-28.7% |
| Participant deferral / active EE | $4,830 | $7,113-32.1% | $6,326-23.7% | $6,730-28.2% |
| Admin fee / account holder | $5,221 | $20,916-75.0% | $17,523-70.2% | $14,365-63.7% |