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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,134 | $51,638-62.9% | $129,406-85.2% | $80,959-76.4% |
| Participation rate | 52.0% | 56.9%-4.9pp | 69.6%-17.6pp | 67.7%-15.7pp |
| Annual return | 13.62% | 20.78%-7.2pp | 9468.18%-9454.6pp | 35.67%-22.0pp |
| Employer contribution / active EE | $318 | $1,584-79.9% | $4,155-92.4% | $2,757-88.5% |
| Participant deferral / active EE | $2,517 | $2,670-5.7% | $4,167-39.6% | $4,300-41.5% |
| Admin fee / account holder | $153 | $4,313-96.4% | $7,689-98.0% | $6,925-97.8% |