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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,388 | $56,431-58.6% | $130,788-82.1% | $87,485-73.3% |
| Participation rate | 55.2% | 58.9%-3.8pp | 70.1%-14.9pp | 68.9%-13.8pp |
| Annual return | 20.28% | 91.27%-71.0pp | 386.44%-366.2pp | 26.06%-5.8pp |
| Employer contribution / active EE | $311 | $1,549-79.9% | $3,558-91.3% | $2,596-88.0% |
| Participant deferral / active EE | $2,405 | $2,749-12.5% | $4,137-41.9% | $4,274-43.7% |
| Admin fee / account holder | $187 | $4,433-95.8% | $6,673-97.2% | $7,775-97.6% |