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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $393,628 | $125,778+213.0% | $114,563+243.6% | $154,746+154.4% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.9%+27.1pp | 80.7%+19.3pp |
| Annual return | 15.45% | 295.14%-279.7pp | 241.09%-225.6pp | 172.34%-156.9pp |
| Employer contribution / active EE | $2,091 | $2,806-25.5% | $2,592-19.3% | $4,379-52.3% |
| Participant deferral / active EE | $10,530 | $4,445+136.9% | $4,142+154.2% | $6,730+56.5% |
| Admin fee / account holder | $18,175 | $8,190+121.9% | $7,623+138.4% | $14,365+26.5% |