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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,240 | $67,823+74.3% | $52,425+125.5% | $137,256-13.9% |
| Participation rate | 100.0% | 63.9%+36.1pp | 55.6%+44.4pp | 80.0%+20.0pp |
| Annual return | 16.46% | 219.11%-202.6pp | 302.12%-285.7pp | 220.34%-203.9pp |
| Employer contribution / active EE | $7,200 | $1,163+519.1% | $914+687.6% | $4,156+73.2% |
| Participant deferral / active EE | $14,250 | $2,288+522.8% | $1,790+695.9% | $6,407+122.4% |
| Admin fee / account holder | $447 | $2,844-84.3% | $2,495-82.1% | $12,270-96.4% |