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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,582 | $102,609-75.1% | $98,090-73.9% | $138,895-81.6% |
| Participation rate | 93.8% | 82.8%+11.0pp | 81.5%+12.2pp | 79.9%+13.8pp |
| Annual return | 14.09% | 36.44%-22.4pp | 37.05%-23.0pp | 145.39%-131.3pp |
| Employer contribution / active EE | $0 | $3,867-100.0% | $3,606-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $8,795 | $8,167+7.7% | $7,845+12.1% | $6,396+37.5% |
| Admin fee / account holder | $9,235 | $11,434-19.2% | $11,815-21.8% | $12,562-26.5% |