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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,088 | $105,160-86.6% | $94,679-85.1% | $139,456-89.9% |
| Participation rate | 92.9% | 82.4%+10.5pp | 80.8%+12.0pp | 80.3%+12.5pp |
| Annual return | 21.90% | 38.04%-16.1pp | 156.75%-134.9pp | 373.45%-351.6pp |
| Employer contribution / active EE | $0 | $4,107-100.0% | $3,673-100.0% | $4,753-100.0% |
| Participant deferral / active EE | $7,463 | $7,599-1.8% | $7,417+0.6% | $6,711+11.2% |
| Admin fee / account holder | $641 | $8,988-92.9% | $7,233-91.1% | $11,407-94.4% |