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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,766 | $183,539-44.6% | $155,556-34.6% | $145,897-30.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 8.97% | 61.31%-52.3pp | 64.84%-55.9pp | 552.29%-543.3pp |
| Employer contribution / active EE | $6,636 | $5,315+24.9% | $4,675+41.9% | $4,663+42.3% |
| Participant deferral / active EE | $2,195 | $6,467-66.1% | $5,631-61.0% | $6,689-67.2% |
| Admin fee / account holder | $1,014 | $19,275-94.7% | $15,885-93.6% | $13,390-92.4% |