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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,413 | $70,121-95.1% | $63,803-94.7% | $138,895-97.5% |
| Participation rate | 90.9% | 77.2%+13.7pp | 72.7%+18.2pp | 79.9%+11.0pp |
| Annual return | 14.73% | 946.48%-931.8pp | 543.72%-529.0pp | 145.39%-130.7pp |
| Employer contribution / active EE | $290 | $2,882-90.0% | $2,532-88.6% | $4,194-93.1% |
| Participant deferral / active EE | $1,328 | $4,535-70.7% | $3,843-65.5% | $6,396-79.2% |
| Admin fee / account holder | $768 | $6,738-88.6% | $5,196-85.2% | $12,562-93.9% |