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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,413 | $68,097-95.0% | $62,929-94.6% | $137,256-97.5% |
| Participation rate | 90.9% | 77.4%+13.5pp | 73.1%+17.8pp | 80.0%+10.9pp |
| Annual return | 14.73% | 1859.11%-1844.4pp | 1063.93%-1049.2pp | 220.34%-205.6pp |
| Employer contribution / active EE | $290 | $2,811-89.7% | $2,505-88.4% | $4,156-93.0% |
| Participant deferral / active EE | $1,328 | $4,553-70.8% | $3,888-65.9% | $6,407-79.3% |
| Admin fee / account holder | $768 | $6,521-88.2% | $5,065-84.8% | $12,270-93.7% |