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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,662 | $171,492-93.8% | $150,734-92.9% | $198,609-94.6% |
| Participation rate | 100.0% | 81.4%+18.6pp | 78.4%+21.6pp | 82.4%+17.6pp |
| Annual return | -3.68% | 804.70%-808.4pp | 600.81%-604.5pp | 202.70%-206.4pp |
| Employer contribution / active EE | $17,800 | $5,470+225.4% | $4,918+261.9% | $5,055+252.1% |
| Participant deferral / active EE | $12,438 | $6,259+98.7% | $5,610+121.7% | $6,977+78.3% |
| Admin fee / account holder | $35,171 | $17,628+99.5% | $14,905+136.0% | $19,030+84.8% |