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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,662 | $111,535-90.4% | $105,223-89.9% | $137,256-92.2% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | -3.68% | 237.85%-241.5pp | 180.65%-184.3pp | 220.34%-224.0pp |
| Employer contribution / active EE | $17,800 | $3,939+351.9% | $3,689+382.6% | $4,156+328.3% |
| Participant deferral / active EE | $12,438 | $5,500+126.1% | $5,072+145.2% | $6,407+94.1% |
| Admin fee / account holder | $35,171 | $9,721+261.8% | $8,859+297.0% | $12,270+186.6% |