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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,798 | $212,386-78.0% | $199,883-76.6% | $138,895-66.3% |
| Participation rate | 82.4% | 87.4%-5.0pp | 86.8%-4.4pp | 79.9%+2.4pp |
| Annual return | 21.07% | 47.75%-26.7pp | 43.81%-22.7pp | 145.39%-124.3pp |
| Employer contribution / active EE | $3,635 | $6,625-45.1% | $6,261-41.9% | $4,194-13.3% |
| Participant deferral / active EE | $11,113 | $9,617+15.6% | $9,138+21.6% | $6,396+73.7% |
| Admin fee / account holder | $1,025 | $18,233-94.4% | $17,268-94.1% | $12,562-91.8% |