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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,359 | $185,856-87.4% | $170,028-86.3% | $139,456-83.3% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 26.30% | 60.52%-34.2pp | 53.39%-27.1pp | 373.45%-347.2pp |
| Employer contribution / active EE | $2,915 | $7,593-61.6% | $6,788-57.1% | $4,753-38.7% |
| Participant deferral / active EE | $8,737 | $11,623-24.8% | $10,409-16.1% | $6,711+30.2% |
| Admin fee / account holder | $1,015 | $15,387-93.4% | $12,820-92.1% | $11,407-91.1% |