Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,372 | $81,504-40.7% | $102,437-52.8% | $80,959-40.3% |
| Participation rate | 68.1% | 66.9%+1.3pp | 74.5%-6.4pp | 67.7%+0.5pp |
| Annual return | 9.83% | 25.60%-15.8pp | 24.95%-15.1pp | 35.67%-25.8pp |
| Employer contribution / active EE | $2,255 | $3,104-27.4% | $3,871-41.8% | $2,757-18.2% |
| Participant deferral / active EE | $3,755 | $3,871-3.0% | $5,060-25.8% | $4,300-12.7% |
| Admin fee / account holder | $5,989 | $6,719-10.9% | $8,388-28.6% | $6,925-13.5% |