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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,265 | $68,398-47.0% | $94,664-61.7% | $75,173-51.8% |
| Participation rate | 100.0% | 76.1%+23.9pp | 80.8%+19.2pp | 67.2%+32.8pp |
| Annual return | 21.05% | 616.72%-595.7pp | 156.84%-135.8pp | 160.72%-139.7pp |
| Employer contribution / active EE | $7,363 | $2,701+172.6% | $3,673+100.5% | $2,671+175.7% |
| Participant deferral / active EE | $5,106 | $6,537-21.9% | $7,417-31.2% | $4,126+23.7% |
| Admin fee / account holder | $1,767 | $5,324-66.8% | $7,222-75.5% | $5,651-68.7% |