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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,209 | $59,111-57.4% | $86,451-70.8% | $68,490-63.2% |
| Participation rate | 93.9% | 75.2%+18.7pp | 80.3%+13.6pp | 67.9%+26.0pp |
| Annual return | -16.11% | -0.22%-15.9pp | 4398.51%-4414.6pp | -7.85%-8.3pp |
| Employer contribution / active EE | $4,271 | $2,519+69.6% | $3,770+13.3% | $2,597+64.5% |
| Participant deferral / active EE | $4,158 | $5,900-29.5% | $6,953-40.2% | $4,028+3.2% |
| Admin fee / account holder | $308 | $5,640-94.5% | $6,734-95.4% | $5,403-94.3% |