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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,239 | $77,157-69.9% | $108,405-78.6% | $85,847-72.9% |
| Participation rate | 97.1% | 74.7%+22.4pp | 80.1%+16.9pp | 69.3%+27.7pp |
| Annual return | 16.60% | 44.55%-28.0pp | 905.55%-889.0pp | 318.61%-302.0pp |
| Employer contribution / active EE | $4,141 | $2,379+74.0% | $3,559+16.4% | $2,565+61.4% |
| Participant deferral / active EE | $4,123 | $5,567-25.9% | $6,563-37.2% | $3,952+4.3% |
| Admin fee / account holder | $449 | $5,174-91.3% | $7,297-93.8% | $6,261-92.8% |