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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,220 | $100,895-20.5% | $90,430-11.3% | $158,950-49.5% |
| Participation rate | 87.5% | 75.0%+12.5pp | 72.7%+14.8pp | 82.0%+5.5pp |
| Annual return | 21.22% | 1725.54%-1704.3pp | 1293.73%-1272.5pp | 302.91%-281.7pp |
| Employer contribution / active EE | $5,068 | $3,689+37.4% | $3,262+55.4% | $4,762+6.4% |
| Participant deferral / active EE | $10,075 | $4,347+131.7% | $3,963+154.2% | $5,983+68.4% |
| Admin fee / account holder | $539 | $6,505-91.7% | $5,613-90.4% | $11,248-95.2% |